Medicare
I Just Turned 65! What Comes Next?
There are so many questions swirling in my head about things I need to do now that I’ve hit this milestone birthday. What about Social
March 27, 2020
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Many are overwhelmed as they weigh all the choices to protect themselves and their family as they plan for retirement. From annuities to life insurance and more, the Advantage Group will assist you as you research and determine your best options to ensure the longevity of your financial legacy. Your peace of mind and financial stability matter to us. We’ll draw from our 50+ years of experience to help you take the next steps in planning for your best future.
Approaching 65 is an exciting milestone, but it usually comes with an overwhelming mountain of mail, mixed advice, and sudden questions. You’re probably wondering what your actual out-of-pocket costs will look like. Or, if you plan to keep working, whether it makes more sense to stick with your trusted employer health plan or make the switch to Medicare.
You shouldn’t have to wait until you’re blowing out your birthday candles to figure it all out. By starting the conversation a few months early, we can help you cut through the noise, clear up the confusion, and get you feeling completely confident about your next steps.
If you’re stepping into the world of Medicare for the first time, your calendar is your best friend. Your Initial Enrollment Period is a strict seven-month window: it opens three months before your birthday month, includes the month you turn 65, and wraps up three months after.
Missing this timeline or rushing into the wrong plan can leave you facing lifelong financial penalties or unexpected gaps in your medical care. We take the pressure off by walking you through the actual differences between Original Medicare and Medicare Advantage, ensuring you find the right path from day one.
While your current Medicare plan will automatically roll over every year, leaving it on autopilot can cost you. Medicare Advantage and prescription drug providers shake up their costs, benefits, and doctor networks every single year.
The Annual Open Enrollment period (October 15 – December 7) is your yearly window to double-check your coverage. It’s the perfect time to make sure your favorite doctors are still in-network, and your wallet is protected for the year ahead. Let’s look at your current plan together to ensure it still fits your life.
Healthcare is deeply personal, and you shouldn’t have to figure it out alone. Bud Elias is here to protect your health, your budget, and your peace of mind.
Bud doesn’t do cookie-cutter solutions, and he definitely doesn’t do high-pressure sales pitches. Instead, he sits down with you to learn about your lifestyle, your favorite doctors, and your specific needs, narrowing down a crowded market into a few great options chosen just for you.
Whether you need help finding supplemental coverage to avoid heavy out-of-pocket medical bills or just need a patient listener, Bud has your back.
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